Features
Every number is calculated, not estimated. Here's exactly what powers your comparison.
🏛️ 50-State + DC Tax Engine
- ✓Federal income tax with 7 brackets (2024-2025 rates)
- ✓State income tax — flat, progressive, or none for all 50 states + DC
- ✓Standard deductions (federal and state-specific)
- ✓FICA: Social Security (6.2% up to $168,600) + Medicare (1.45%)
- ✓Medicare surtax (0.9% on income over $200K/$250K)
- ✓Single and Married Filing Jointly support
- ✓State-specific notes (NYC city tax, Philly wage tax, county taxes)
📈 Equity Valuation
- ✓RSU valuation with custom vesting schedules (1-6 years)
- ✓Stock option valuation accounting for strike price
- ✓Annualized equity value (not the misleading 4-year total)
- ✓Handles underwater options (value = $0 if strike > current)
🏠 Cost of Living Adjustment
- ✓Real COL indices for all 50 states + DC
- ✓Adjusts your after-tax income to purchasing power
- ✓$150K in SF (COL 142) ≈ $105K in Houston (COL 92) in real terms
- ✓Based on BLS and C2ER data
🏥 Benefits Calculator
- ✓401(k) employer match value (match % × cap % × salary)
- ✓Health insurance premium costs (annual)
- ✓PTO dollar value (weeks × daily rate)
- ✓Net benefits value = 401k match + PTO value - health costs
🚗 Commute Impact Analysis
- ✓Accounts for remote, hybrid, and on-site policies
- ✓Calculates annual commute hours from daily one-way time
- ✓Opportunity cost valued at 50% of hourly rate
- ✓Hybrid assumes 3 days/week in office
✉️ Negotiation Scripts
- ✓Personalized emails using YOUR specific numbers
- ✓Negotiation email: request to match the competing offer
- ✓Counter-offer email: data-backed ask with true comp analysis
- ✓Specific dollar amounts for salary, equity, signing bonus asks
- ✓Professional tone — tested with actual hiring managers
⚔️ True Compensation Score
- ✓Single number combining ALL factors
- ✓Formula: COL-adjusted income + benefits value + equity - commute cost
- ✓Apples-to-apples comparison regardless of location or structure
- ✓The ONLY number that matters when deciding